your girlfriend is your sister?

what about fake em dashes (two en dashes --)

who am I kidding I just spam semicolons anyway

yes Roth is not free you pay taxes when you convert as income vs paying taxes later after you retire for traditional 401k typically most people take far less income in retirement so you tend to be in a lower bracket than your earning years so deferring tax makes sense but nobody can tell you for certain how much taxes will be in the future or how productive the markets will be so ultimately it’s all a guessing game

steam locally to multiple devices plus for remote streaming I just VPN into my home network

no ethical consumption under capitalism…