If they were born into the same wealth that their master was then sure they would.

If they were, they wouldn’t work for anyone but enjoy their life. So no, it would not be funded by anyone and there would be no product at all.

I don’t think buisness owners being lucky enough to own things

Owning things isn’t lucky. There’s countless businesses that do not inherit an emerald mine. Pretending like every business is founded because of wealth parents is stupid at best and dishonest and manipulative at worst.