GeneralBoop

They do collect that on an opt in basis with the promise of additional discounts if you’re a good driver. Some give you a device you plug into your OBDII port, others get the telemetry directly from your car. I drive a Hyundai and I have the option of toggling on sharing anonymized driving data as well as a toggle to share your actual data with insurance companies for special offers.

A windows laptop no, an Apple silicon MacBook, yes.

Honestly I’d call their fanless or mostly fanless design one of their biggest selling points.

Apple put them on the sides (cut into the edge it’s as much on the bottom as it is on the side) as well in the center below the screen on 14“ and 16” MacBook Pro models. Works great, even though the fan doesn’t run 95% of the time anyway, there’s at least multiple spots where fresh air can get in even if one or two vents are blocked.