• ericbomb@lemmy.world
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      10 months ago

      I mean where you are allowed to live is impacted by credit score a lot.

      As long as you’re in the middle you’re okayish. But how you live is impacted by it in the US.

    • SkyNTP@lemmy.ml
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      10 months ago

      Well yes, but also no. Buying a house or getting a mobile phone (a car too, but less so) are pretty essential parts of functioning in society.

      • BlanketsWithSmallpox@lemmy.world
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        10 months ago

        Who the fuck needs credit to get a mobile phone? lmfao

        That Android better be gold plated, able to use every network possible in the world with satellite without roaming, and shit out by Taylor Swift herself.

        • Brekky@lemmy.world
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          10 months ago

          As a brit who moved to America with a company sponsored visa and half decent full time job I could only get a 250 dollar credit card and a pay as you go phone.

          • PatMustard@feddit.uk
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            10 months ago

            If you’ve got a half decent job why do you need a credit card at all? And what’s wrong with PAYG? Phone contracts are for chumps!

      • TheFriar@lemm.ee
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        10 months ago

        It’s even being involved in job interviews and renting a house. I’m sure a bunch of others as well.

        • Corngood@lemmy.ml
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          10 months ago

          Sorry, we can’t just hire someone who’s in debt. Maybe come back in a few weeks when you’re in better shape financially.

      • soggy_kitty@sopuli.xyz
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        10 months ago

        My wife and I both have shit credit score, we still got a mortgage at a preferable rate based on our income and job stability alone.

        Sorry to say, credit score is a meme

      • voxel@sopuli.xyz
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        10 months ago

        why do you need to take out a loan for a phone?
        just go and buy one outright if you need it?

    • soggy_kitty@sopuli.xyz
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      10 months ago

      Yeah you only care about credit score when you’re young. I dont base shit off my credit score