• shish_mish@lemmy.world
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    7 months ago

    They will give the poor credit, buy now pay later, till there is nothing left to squeeze out of them/us.

    • rufus@discuss.tchncs.de
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      7 months ago

      I think this is the answer. They also need to advertise correctly so people feel the need to finance a $70.000 truck instead of buying a small used car for $4.000. Of course with interest and their credit score people will end up paying like double the price anyways.

      Another option is to offer crappy versions of the same thing that are more affordable but break earlier. That way you also pay more over the years.

    • SlopppyEngineer@lemmy.world
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      7 months ago

      That’s what they’ve been doing already. It already caused the 2008 financial crash with mortgages. The answer then was to throw around QE money to corporations like a socialist dressed up as Santa Claus and reduce interest rate to 0%.

    • aeronmelon@lemmy.world
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      7 months ago

      Apple devices led to Apple Pay, Apple Pay led to the Apple Card, the Apple Card led to Apple Pay Later (installments). Now there are rumors that Apple will offer loans to cardholders.

    • kambusha@lemmy.world
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      7 months ago

      You can see this in Argentina. You can buy pretty much everything in installments. Trips, clothing, electronics, groceries - pay in 3, 6, 12 installments.