• jjjalljs@ttrpg.network
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    7 months ago

    Yeah, generally agreed.

    I think more people should actually track what they’re spending, though. Sometimes what feels like “just $20 every once in a while” isn’t. A coworker of mine realized he was spending a lot more than he thought on fun food and drink when he actually added it up and put it in a spreadsheet.

    Not saying that’s you! But actually checking your spending in detail every once in a while I think is a good idea for everyone.

    • Flying Squid@lemmy.world
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      7 months ago

      I definitely track spending. I’m just tired of people acting like that. I’m talking to someone in this very thread who is saying $7.99 for a Netflix account is not something you should pay for if you’re poor as if not spending $7.99 a month to make your life a little better would cover any medical bills or car repairs or anything else that might qualify as an emergency.

      Their reasoning was “I was poor once and I saved money and I did fine.” Too bad they mentioned that they had a color TV when they were poor, as if you could still even buy a black and white TV in the last 20 years.

      • ickplant@lemmy.worldOP
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        7 months ago

        I really agree with you. There needs to be a balance between saving money and living your life.

    • PriorityMotif@lemmy.world
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      7 months ago

      I put $25/ week into a college savings account for my 4 year old. I do weekly for dollar cost averaging, rather than trying to time the market. I started it with a few $k and it’s up to about $5k right now. It’s tax deductible and is invested with a target date fund. Even if the investment only keeps up with inflation, that’s $25k or so in today’s money. Probably enough for at least a semester or two.